Unlocking Liquidity,
Accelerating Trade
We empower your business growth by bridging the critical financial gap between paying international suppliers and receiving revenue from local Iraqi customers.
Specialized Finance Capabilities
From supplier payments to duty funding, we deliver flexible solutions adapted to your specific financial requirements.
Procurement Financing
Don’t let cash flow constraints slow down your production. We pay your international suppliers directly upon shipment or order confirmation. This ensures your goods move immediately while you preserve your cash for other critical operational expenses.
- Direct payment to manufacturers.
- Up to 100% of invoice value.
- Negotiate better cash discounts.
Pay Later Options
Bridge the gap between paying for goods and selling them. We offer extended payment terms (e.g., Net 60 or 90 days) on your logistics and product costs, giving you the breathing room to sell your inventory before paying us back.
- Extension of working capital cycles.
- Alignment with revenue collection.
- Flexible repayment schedules.
Customs Finance
Customs duties and taxes in Iraq can be substantial upfront costs. We provide specialized funding to cover these immediate levies at the border, ensuring your cargo is never stuck in the port simply due to a temporary liquidity shortage.
- Covering import duties and taxes.
- Prevention of port storage fees.
- Immediate cargo release.
Performance-Based Credit
Unlike traditional banks that focus solely on your balance sheet or real estate collateral, we underwrite based on your trade history and supply chain performance. We use your logistics data to unlock credit lines that others might miss.
- Data-driven risk assessment.
- No hard collateral required.
- Scales with shipping volume.
Stock Monetization
Capital tied up in inventory is “dead money.” We provide financing against goods stored in our secure warehouses, allowing you to unlock cash value from your existing stock to reinvest in growth or new product lines.
- Funding against warehoused goods.
- Managed inventory control.
- Revolving credit options.
Advantages
The TTS-Iraq Advantage
Bridging global standards and local realities, our infrastructure mitigates risk to ensure compliance and consistent results.
Unfreezing Working Capital
Trading with Iraq involves long cash conversion cycles. Our trade finance solutions unlock the capital trapped in your supply chain. By paying your suppliers upfront while allowing you to pay us later, we free up your liquidity to invest in new inventory, marketing, and business expansion initiatives.
Logistics-Based Underwriting
Unlike traditional banks that demand rigid real estate collateral, we underwrite based on the strength of your supply chain and trade history. We utilize our visibility into your logistics data to assess risk, providing you with faster access to credit facilities that traditional lenders often deny to traders.
Frictionless Execution
We combine finance and logistics into a single workflow. Because we control the cargo, we can release funds faster than external banks. There is no waiting for third-party approvals or complex inter-bank documentation; we simply move the money as soon as we move the freight.
End-to-End Operational Visibility
From funding to repayment, we provide a transparent process, keeping you informed at every critical stage.
Credit Review
We analyze your trade history and financial data to establish a dedicated credit facility tailored to your operations.
Supplier Payment
We settle invoices directly with your global suppliers, ensuring production starts immediately without depleting your working capital.
Logistics Execution
Your goods move efficiently through our network, with insurance and customs clearance managed under one integrated service.
Repayment Settlement
You repay the financed amount upon final delivery or after an agreed extended term, maximizing your liquidity.
Ready to clear your cargo?
Connect with our trade finance experts today to structure a flexible credit facility specifically tailored to meet your unique procurement needs and align seamlessly with your specified cash flow revenue cycles.
Frequently Asked Questions
Gain clarity on import licenses, duty rates, and documentation requirements to ensure your shipments move smoothly.
How does Trade Finance differ from a bank loan?
Trade finance is tied specifically to your shipments and supply chain transactions, not just your general creditworthiness. It is often faster to approve, requires less hard collateral (like real estate), and scales up as your shipping volume increases.
What can I use the funds for?
Funds are used to pay international suppliers for goods (Product Financing), cover freight costs (Logistics Financing), or pay customs duties and taxes at the Iraqi border (Duty Funding).
What are your typical payment terms?
We typically offer payment terms ranging from Net 30 to Net 90 days from the date of invoice or cargo arrival. This gives you time to sell the goods before repaying the facility.
Do I need to ship with TTS-Iraq to get financing?
Yes. To manage the risk without requiring hard collateral, we must control the physical movement of the goods. This integrated approach allows us to offer better rates and faster approval times.
Is there a minimum volume requirement?
We generally work with businesses that have a consistent shipping history. While we support growth, we look for companies with regular import volumes to Iraq to establish a revolving credit facility.
Can you fund customs duties in Iraq?
Yes. This is one of our most popular services. We can pay the duties and levies on your behalf at Umm Qasr or Ibrahim Khalil, preventing your goods from being held up due to cash flow timing issues.